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07 — PIPs · PIP-0003

Crossway rail profiles

Named mappings from PATH’s last mile onto rails that already settle — UPI, PIX, SPI, Wero.

DraftNetworking
Number
PIP-0003
Status
draft
Type
Networking
Author
PATH
Date
2026-09-09
Source
On the register

Why

PATH does not replace an instant rail. It names the last mile — who, where, what is owed, who may act, whether it arrived — in a form another scheme can read. Crossway is that mapping. Without a PIP, each integrator invents a private translation and two PATH addresses that should be able to meet, cannot.

What a profile is

A profile is a published table: PATH object → rail object. It is not a new pillar. It does not add a colour, a wallet, or a PATH rail. Liquidity stays reserved.

PATHRail
PATH IDThe scheme’s customer reference, where one exists
PATH ADDRESSWhere the scheme already delivers
PATH REQUESTThe claim the scheme already collects
PATH CONNECTWho may instruct the scheme
PATH SETTLEMENTThe scheme’s own proof, quoted rather than replaced

First profiles

UPI, PIX, SPI, Wero. Each profile is a later PIP or an annex. This PIP only fixes that a profile is a document, that it is public, and that a network which claims Crossway without publishing the table is non-conformant.

What it is not

It is not admission to those rails. PATH cannot seat a member at UPI. A club that wants to speak UPI still admits under its own rulebook, and the rail still admits under its own.